| Provider:
Anthem Blue Cross and Blue Shield of Connecticut |
|
 |
Preferred
Provider Organization (PPO) with in or out-of-network benefits
|
|
|
$15
office co-payment |
|
|
Prescription
Plan: |
|
|
-
Generic brands $10
- Brand, Formulary: $25
- Brand, Non-formulary: $40 |
|
| |
|
|
| Dental |
|
| Provider:
The Guardian |
|
|
Preferred
Provider Organization (PPO) |
|
|
Preventive
care covered at 100% |
|
|
Basic
services covered at 80% |
|
|
Major
services covered at 50% |
|
|
Annual
maximum, $1,500 per member |
|
|
Orthodontia
coverage, $1,000 lifetime maximum |
|
|
|
|
| Vision |
|
| Provider:
Vision Services Plan |
|
|
Only
available to those electing dental benefits |
|
|
In
and out-of-network benefits |
|
|
$20 office co-payment for exams and materials |
|
|
Premium
included with dental |
|
|
|
|
| Life
Insurance |
|
| Provider:
The Hartford |
|
| Basic |
|
|
No
cost to employee |
|
|
Benefit
of twice annual base salary (maximum of $700,000) |
|
| Supplemental |
|
|
Option
to purchase additional life insurance of up to 2X salary |
|
|
Premium
is based upon age, income and if you are a smoker or
non-smoker |
|
| Dependent |
|
|
Option
to purchase dependent life insurance |
|
|
Cost
for coverage will be $.83 per pay period for as many
dependents as you wish to cover |
|
|
|
|
| Disability
Coverage |
|
| Provider:
The Hartford |
|
| Short
Term
(no cost to employee) |
|
|
Covers
an employee out for 8 or more consecutive days due to
disability |
|
|
Salary
continuation plan based on length of service with $1,000
weekly maximum |
|
|
Benefits
are payable for 26 weeks of disability in a period of
52 consecutive calendar weeks or during any one period
of disability |
|
| Long
Term
(no cost to employee) |
|
|
Effective
after Short Term Disability has ended |
|
|
Benefit
is 66 2/3% annual base salary (maximum monthly benefit
of $10,000) |
|
|
|
|
| 401
(K) Investment Plan |
|
| Provider:
Principal Financial Group |
|
|
Company
match of 2 ½ % if contribution is at least 5% of pay |
|
|
12
different investment vehicles |
|
|
3-year
vesting cycle for company matching dollars |
|
|
Loan
provisions & Rollovers |
|
|
Guaranteed
3% bonus |
|
|
Roth 401(k) option is available
| |
|
|
|
| Flexible
Spending Accounts |
|
|
Contribution
can be made on a pre-tax basis to a health and/or dependent
care reimbursement account. You may elect a specific
amount to be withheld from your pay. |
|
| Health
Care |
|
|
Health
care reimbursements cover items not covered under the
medical and/or dental plans such as insurance deductibles
and co-insurance payments |
|
|
Contributions
per year: |
|
|
Minimum
- $100
Maximum - $2,500 |
|
| Dependent
Care |
|
|
Dependent
care covers expenses for eligible dependents that are
under age 13 or physically or mentally unable to care
for themselves |
|
|
Contributions
per year: |
|
|
Minimum
- $120
Maximum - $5,000 ($2,500) if married & filing separate
tax returns |
|
|
|
|
| Tuition
Reimbursement |
|
|
Available
to employees who have completed one year of service
and are working toward an undergraduate or masters degree
program, which is related to their job |
|
|
Annual
caps: |
|
|
- Full-time employees $2,000
- Part-time employees $1,000 |
|
|
Reimbursement
is based upon grade achieved for the class |
|
|
|
|
| Work/Life |
|
| Time
Off |
|
|
Six
holidays per year. |
|
|
Five
floating holidays that may be used for religious or
ethnic observances, or any other purposes. |
|
|
Employees
initially receive two weeks vacation per year, which
increases with years of service |
|
|
|
|
| Employee
Assistance Program |
|
| Provider:
The Hartford's Ability Assist Program |
|
|
Free
counseling and information services via telephone or web site to employees and their family members. |
|
