The material provided on the Response Insurance Companies' website is for private use by individuals only. You may not modify, copy, republish, post or transmit anything unless you first obtain our written consent, or you will be violating our intellectual property rights. Because we own this site and its contents and we can control access to it, you agree not to create any kind of hyperlink from any other site to ours unless you first obtain our written permission.
The information and descriptions contained in this site are intended as general information and are not necessarily complete descriptions of all terms, exclusions and conditions applicable to the products and services offered by Response Insurance. Product availability varies by state. The insurance coverage afforded by Response Insurance is subject to the terms and conditions of the policies issued.
LIMITATION OF LIABILITY
RESPONSE INSURANCE WILL NOT BE RESPONSIBLE FOR ANY DAMAGES OR INJURIES THAT ACCOMPANY OR RESULT FROM YOUR USE OF ITS SITES. THESE INCLUDE (BUT ARE NOT LIMITED TO) DAMAGES OR INJURY CAUSED BY ANY: (1) USE OF (OR INABILITY TO USE) THE SITES; (2) USE OF (OR INABILITY TO USE) ANY SITE TO WHICH YOU HYPERLINK FROM OUR SITES; (3) FAILURE OF PERFORMANCE; (4) ERROR; (5) OMISSION; (6) INTERRUPTION; (7) DEFECT; (8) DELAY IN OPERATION OR TRANSMISSION; (9) COMPUTER VIRUS; OR (10) LINE FAILURE. WE ARE NOT LIABLE FOR ANY CONSEQUENTIAL OR INCIDENTAL DAMAGES, WHICH ARE DAMAGES INTENDED TO COMPENSATE SOMEONE DIRECTLY FOR A LOSS OR INJURY, DAMAGES REASONABLY EXPECTED TO RESULT FROM A LOSS OR INJURY, OR OTHER MISCELLANEOUS DAMAGES AND EXPENSES RESULTING DIRECTLY FROM A LOSS OR INJURY. FURTHERMORE, WE ARE NOT LIABLE EVEN IF WE HAVE BEEN NEGLIGENT OR IF OUR AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES -- OR BOTH.
HOWEVER, IN CERTAIN STATES WHERE THE LAW MAY NOT ALLOW US TO LIMIT OR EXCLUDE LIABILITY FOR THESE INCIDENTAL OR CONSEQUENTIAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY AND YOU MAY HAVE THE RIGHT TO RECOVER THESE TYPES OF DAMAGES. IN ANY EVENT, OUR LIABILITY TO YOU FOR ALL LOSSES, DAMAGES, INJURIES AND CLAIMS OF ANY KIND, WHETHER THE DAMAGES ARE CLAIMED UNDER THE TERMS OF A CONTRACT, OR THEY ARE CLAIMED TO BE CAUSED BY NEGLIGENCE OR OTHER WRONGFUL CONDUCT OR ANY OTHER LEGAL THEORY, WILL NOT BE GREATER THAN THE AMOUNT YOU HAVE PAID TO ACCESS OUR SITES.
THE MATERIAL ON OUR SITES IS PROVIDED AS IS. THIS MEANS THAT RESPONSE INSURANCE DISCLAIMS ALL EXPRESS AND IMPLIED WARRANTIES ABOUT THE MATERIAL IN THE SITES. THIS INCLUDES, BUT IS NOT LIMITED TO, WARRANTIES THAT: (1) THE MATERIAL IS OF ANY PARTICULAR LEVEL OF QUALITY OR IS FIT FOR A PARTICULAR PURPOSE; (2) THAT THE FUNCTIONAL ELEMENTS CONTAINED IN THE MATERIALS WILL BE UNINTERRUPTED OR ERROR-FREE; (3) THAT DEFECTS WILL BE CORRECTED; (4) THAT OUR SITES, OR THE SERVERS THAT MAKE THEM AVAILABLE, ARE FREE OF COMPUTER VIRUSES OR OTHER HARMFUL COMPONENTS OR CONDITIONS; OR (5) THAT INFORMATION CONTAINED IN THE SITES IS ACCURATE AS OF ANY PARTICULAR DATE.
Via the Response Insurance Companies' web, we sometimes provide access to other World Wide websites. However, we do not endorse or approve any products or information offered to you at sites you may reach from the Response Insurance Companies' website. The Uniform Resource Locator (URL) address in your web browser will tell you if you are still in the Response Insurance site or have moved elsewhere.
By providing material on our website Response Insurance does not in any way promise that the material will remain available to you or that you will qualify for the products or services we offer. Response Insurance is entitled to terminate all or part of any of its website at any time, without notice to you.
Unless otherwise specified, the material in our site is presented to provide information about the Response Insurance Companies or our insurance products and the insurance business. Response Insurance operates and controls its site from the Company's headquarters at 1 East Wacker Drive, Chicago, IL 60601. The laws of the State of Illinos shall govern any action concerning the Response Insurance site. The material on the site or the products discussed on this site is not available or for use outside the United States or in jurisdictions in which Response Insurance and/or its affiliates are not licensed to do business. Furthermore, we are not soliciting business in any such jurisdiction. By completing an on-line request for a rate quote, you are confirming that you are not a resident in any such jurisdiction.
By submitting a request for a rate quote you agree to the terms and conditions of this license agreement. This agreement is effective until terminated by either party. You may terminate this agreement at any time and without notice to Response Insurance by destroying all material you have obtained from Response Insurance sites, together with all related documentation and all copies, if any. Response Insurance may terminate this agreement at any time and without notice to you if, in our sole judgment, you breach any term or condition of this agreement. Upon termination, you must destroy any and all material you have obtained from the Response Insurance sites.
Trademarks, Copyrights And Patents
The Response Insurance logo, and other marks, are service marks of the Response Insurance Companies. All content included on this site, such as text, graphics, logos, button icons, images, audio clips, and software, is the property of Response Insurance or its content suppliers and protected by U.S. and international copyright laws. The compilation (meaning the collection, arrangement, and assembly) of all content on this site is the exclusive property of Response Insurance and protected by U.S. copyright and trademark laws. All software used on this site is the property of Response Insurance.
Patent Pending: Response Insurance Company has applied for a patent for this system.
If any provision of this agreement is unlawful, void or unenforceable, it shall not affect the validity and enforceability of any remaining provisions.
Response Insurance may modify these Terms and Conditions, and the agreement they create, at any time, without notice to you.
This is the entire agreement regarding all the matters that have been discussed in the preceding paragraphs.
Response Insurance does not sell, trade, or rent your personal information to others. We may choose to do so in the future with trustworthy third parties, but you can tell us not to by sending an e-mail to email@example.com.
Terms & Conditions for Borders Gift Card Offer:
Gift cards may be activated only by Connecticut residents who qualify for and receive an online insurance premium quote on or before 09/30/08 at www.response.com/borders10 or www.response.com/borders15 from a licensed member of the Response Insurance Group of companies. Consumers who do not qualify for a Response Insurance quote are ineligible for this offer. Offer limited to named recipient of direct mail invitation. Limit one gift card per person.
This gift card is being awarded to you by Response Insurance in exchange for participating in this promotion by requesting and qualifying for an insurance quote prior to 09/30/08. This card must be activated prior to use at the web address listed on your gift card. CT Residents only.
The value on the prepaid card account is funded by Response Insurance.
Borders® is not a sponsor of this promotion/program. Gift card is redeemable for retail merchandise only at U.S. Borders, Waldenbooks, and Brentano's stores and online at borders.com. Not valid for any used merchandise available online. Not returnable or redeemable for cash except where required by law. Lost, stolen, or damaged gift cards may be canceled and replaced with a new gift card in the amount of the then-remaining balance upon proof as required by Borders, Waldenbooks, or Brentano's. ©2008 Borders Properties, Inc.
FOR BALANCE INQUIRIES, CALL 877-273-2233. FOR STORE LOCATIONS AND CUSTOMER CARE, CALL 888-81-BOOKS(26657)
Response Insurance Company
PO Box 4079
Scranton, PA 18505-6079