Except in relatively rare flash floods, it is easy to protect your
vehicle from flood damage:
Listen to weather reports.
Know what happens in the area where your vehicle is usually
parked when there are heavy rains or rising water. Take
action during danger periods simply by parking your
vehicle elsewhere.
If you are driving your vehicle during heavy rains or in
a flooded area, do not enter the area until you know
the depth of the water. Seemingly shallow water can
hide deep, dangerous holes. Fast currents can also sweep
you and the vehicle away.
Even after you know the depth of the water, avoid entering
flooded areas too quickly. Many vehicles have their
engine air intakes very low. If you enter a flooded
area too fast, water can get sucked into the engine.
Generally, this will only stall the vehicle, causing
no permanent damage. However, if the engine is revving
very high, it can severely damage the engine.
If you do enter a flooded area, proceed slowly. Test
your brakes after you have cleared the area. Even disc
brakes need to dry out before full braking power is
restored.
The articles were prepared by Direct Response Corporation, parent company of the Response Insurance Group, on December 6, 2006 as a service to you.